Management Team

Our Senior Management Team is comprised of knowledgeable banking professionals who strive to provide the best experience and solutions possible. Our executives are dedicated to our clients and they work closely with them to deliver customized solutions to meet their needs. We strive to create personal relationships with our clients, and work hard to earn their trust. We invite you to meet our team:

Jeffrey A. Lipson

President & Chief Executive Officer

Jeff Lipson joined Congressional Bank as President and Chief Operating Officer in 2012 and was named Chief Executive Officer in 2013. Prior to Congressional Bank, Jeff was the Senior Vice President and Treasurer of CapitalSource. His previous experience includes roles with Bank of America, FleetBoston Financial, Credit Lyonnais, Bear Stearns and Prudential Insurance. Jeff graduated from Penn State University with a degree in Economics and received his MBA in Finance from the New York University Stern School of Business. Jeff serves on the Board of Directors of the Jewish Council for the Aging.

Anne M. Balcer

Executive Vice President, General Counsel & Internal Auditor

Anne Balcer joined Congressional Bank in April 2013. She previously served as Maryland’s Deputy Commissioner of Financial Regulation as an appointee of the O’Malley-Brown Administration. Before her career in public service, Anne was the Director of the Foreclosure Prevention Division of St. Ambrose Housing Aid Center, Inc. in Baltimore City. Anne has testified before Congress, the TARP Oversight Committee and in state and local legislatures on consumer protection, foreclosure and fair housing. She was honored with the American Association of Residential Mortgage Regulators Distinguished Service Award in August 2012 and was named the Maryland Consumer Rights Coalition’s 2012 Consumer Advocate of the Year. She was also honored as one of the Daily Record 2012 Leadership in Law recipients. She received her J.D., magna cum laude, with honors, from the University of Baltimore School of Law and her B.A. from Randolph Macon College.

Kenneth F. Elias

Executive Vice President, Chief Lending Officer

Kenny Elias joined Congressional Bank in 2011 and now serves as the Chief Lending Officer of the bank.  Kenny also founded and continues to run the Corporate Lending business at Congressional Bank.  Prior to Congressional Bank, he served various roles in leveraged finance, private equity and accounting. Most recently Kenny was with Blackstreet Capital where he sourced, underwrote, and managed control equity buyouts of underperforming companies. Prior thereto, Kenny was a Director of Portfolio Management for Leveraged Finance at Capitalsource Bank where he managed several billion dollars of performing and non-performing loans throughout his tenure. His previous experience includes roles with Allied Capital Corporation (now part of Ares Capital) and regional CPA firm Watkins Meegan LLC. Kenny is a CPA and received his MBA from the Smith School of Business at the University of Maryland. He also earned a Bachelor of Science degree in Accounting from the University of Delaware.

Amy Y. Heller

Executive Vice President, Healthcare Lending

Amy Heller joined Congressional Bank as the SVP - Healthcare Lending in 2013. Prior to Congressional Bank, Amy was most recently Managing Director of the Healthcare Credit Group at CapitalSource Bank where her responsibilities included originating, structuring, underwriting and negotiating asset-based, leveraged and real estate loan transactions within the healthcare industry. Her previous experience includes a variety of roles within CapitalSource, Heller Financial and its predecessor, Healthcare Financial Partners where she managed various portfolios of loans, including complex restructuring transactions. Amy graduated from The George Washington University, cum laude, with a degree in Business, concentrating in Finance.

James H. Peterson

Executive Vice President-Chief Operating Officer & Chief Credit Officer

Jim Peterson joined Congressional Bank as Senior Vice President & Chief Operating Officer in 2013 and was named Executive Vice President and Chief Credit Officer in 2014.  Prior to Congressional Bank, Jim was with CapitalSource for 11 years, most recently as the Senior Vice President and Director of Credit & Credit Policy where his responsibilities included: credit policies and procedures, credit approvals, regulatory relations, and managing a loan administration department. His previous experience includes business development, underwriting, and relationship management during 17 years with Bank of America in various commercial lending roles. Jim graduated from the College of William & Mary with a degree in Economics.

Dale G. Phelps, CPA

Executive Vice President & Chief Financial Officer

Dale Phelps joined Congressional Bank in 2009 and has over 35 years of financial services industry experience in the areas of internal and regulatory financial reporting, asset-liability management, treasury management, taxation, mergers and acquisitions and strategic planning. His previous experience includes roles as the CFO for several local community banks including: Century National Bank, Community Bank of Northern Virginia and Millennium Bank, N.A.. Dale graduated with honors from Frostburg State University with a degree in Business Administration.

Tony DeLucca

Senior Vice President, Commercial Lending

Tony DeLucca joined Congressional Bank as Vice President of Commercial Lending in 2005 and was named Senior Vice President - Commercial Lending in 2007. Prior to Congressional Bank, Tony was the Vice President of Commercial/Residential Lending at Colombo Bank where his responsibilities included: loan origination, business development, portfolio management, secondary market manager and a member of loan committee. His previous experience includes roles with Bank Atlantic, RFC / Homecomings Financial and Countrywide Wholesale Lending. Tony graduated from Florida Atlantic University with a degree in Finance.

Patience C. Gaskill

Senior Vice President, Deposit Sales

Patience Gaskill joined Congressional Bank in 2012. She manages the Deposit Sales team including the Business Development Officers and the staff at the bank's branches. Prior to Congressional Bank, Patience was Senior Vice President, Retail Administration for Suntrust Bank where she managed sales and operations for 14 branches in Washington, DC. She was with Suntrust Bank for 12 years prior to joining Congressional. Patience graduated with a Bachelor of Science degree from the University of Maryland Smith School of Business.

Chad Evers

Senior Vice President, Residential Lending

Chad Evers joined American Bank in 2007* as one of the original members of the National Lending Center in Columbus. In 2010, Chad developed and managed the Account Manager-- Call Center Platform, which has become a cornerstone of the division’s strategy. Chad’s leadership skills and sales techniques have led him into management positions throughout the mortgage division, including opening and managing branches. In early 2014, Chad was asked to manage the Columbus office as its Divisional Manager. Today, he co-supervises the Columbus/Tampa based Lending Group. (*American Bank merged into Congressional Bank in 2016)

Andrew Mears

Senior Vice President, Residential Lending

Andrew joined American Bank* in 2008 as a Senior Vice President of Residential Lending. He currently co-leads the Indianapolis/Minneapolis/Atlanta based Lending Group. Prior to American Bank, Andrew was an Executive Vice President at Ace Mortgage Funding, LLC. Prior to Ace Mortgage, Andrew was a Vice President at Wells Fargo Financial holding several senior management positions in Consumer, Retail, and Auto lending divisions. Andrew attended Kalamazoo College in Kalamazoo, Michigan and graduated with a Business Administration and Economics Degree. (*American Bank merged into Congressional Bank in 2016)

Adam Resseger

Senior Vice President, Residential Lending

Adam joined American Bank* in May of 2014 with nearly 17 years of mortgage and finance experience, and led the bank’s mortgage operation in Westerville, Ohio prior to merging with the Columbus office. Adam is the founder of Oxford Lending Group, acquired in 2010, and his previous roles include time as President of People’s Home Lending, a division of People’s Bank, and Proficio Bank. Today he leads the Columbus/Tampa based Lending Group. He is a graduate of Wittenberg University with degrees in both Economics and Environmental Science. (*American Bank merged into Congressional Bank in 2016)

Gregory Willis

Senior Vice President, Residential Lending

Gregory Willis joined American Bank* in 2008 as a Senior Vice President of Residential Lending. He currently co-leads the Indianapolis/Minneapolis/Atlanta based Lending Group. Prior to American Bank, Gregory was the President of Ace Mortgage Funding, LLC where he led the company to annual mortgage production of 3 billion dollars and revenues of $125 million. Prior to Ace Gregory held management positions with Wells Fargo Financial. Gregory attended the University of Southern Indiana and graduated with a Business Administration Degree. (*American Bank merged into Congressional Bank in 2016)

Any of our leaders can be reached at 301-299-8810301-299-8810 or

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