Congressional Bank

Fraud Prevention Solutions

As fraud instances are on the rise, Congressional Bank is ready to offer you the tools to prevent check and ACH fraud

Check Positive Pay

Display checks presentment information online to help identify and respond to suspicious activity

Business clients upload a file via Business eBanking of check issue data and we will match it against the checks presented for payment

Exception items are presented for your discussion to pay or return each day.

Reverse Positive Pay

All checks paid are considered exception items and are reviewed by the client on the Business eBanking Exceptions Manager page.

ACH Positive Pay or ACH Debit Authorization

Establish “rules” for filtering and decisioning which ACH items post or are returned to the originator as unauthorized.

ACH Block Service

Stop all ACH debits and/or ACH credits from posting to the account

Need further information? Please contact our Treasury Solutions Officer Adelayda M. Funes

Email disclosure: Your privacy is very important to us. We would like to advise you that Internet email is not secure. When you send an email, please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information. Mailboxes are actively monitored Monday – Friday (9am – 5pm).