Congressional Bank

Fee Schedule

FEE SCHEDULE AND RELATED CHARGES 

The following is a list of standard charges and fees in connection with Congressional Bank accounts

Effective: April 25, 2016
Revised: October 25, 2020

Account

Account Closing (within 90 days of opening)
(Checking, Savings and Money Market)
$10.00
Account Research of Reconciliation
(Includes information needed for a subpoena)
$50.00 – per hour
Account Verification
(Per account, no charge for CD or closed accounts)
$15.00

ACH

Initial Set up Fee $100.00
Monthly Maintenance Fee $10.00
Return Item Processing $2.00
Manual Settlement Entry $10.00
Received Credit $0.15
Received Debit $0.12
FEDI Addenda$1.00
FEDI Statement $1.25

Fees Cont.

ATM/Debit Replacement Card $10.00 (First replacement is no charge)
ATM / Debit Card Expiated Shipping$25.00
Cash – per $1,000.00 Deposited $1.25
Currency – per $1,000.00 Supplied$1.50
Cashier’s Check $10.00
Check Copies $5.00 – each
Check Printing Charges – printed by Deluxe $60.00 & up*
(Depending on the check type ordered)
Coin per roll supplied $0.23
Coin rolling $0.25 – per roll
Credits – assessed on comme3rcial accounts when monthly minimum balance requirement is not met$0.10
Credits via RDC – assessed on commercial accounts when monthly minimum balance requirement is not been met$0.09 – per item
Currency – per $1,000 Deposited or Supplied over $15,000 in one day$1.50
Debits – assessed on commercial accounts when monthly minimum balance requirement is not met$0.15 – per item
Deposit Correction$5.00 – per deposit
Dormant Account$5.00 – per month
Escheatment Fee$30.00 – at the time of Escheatment
Excess Activity Fee (Money Market Accounts)$20.00 (Per item, for transfers/withdrawals in excess of stated limits)
Foreign Item Deposit Fee$20.00 – per item
Legal Process$100.00 – per order (Levies, Attachments, Garnishments)
Multiple Address for statement delivery$10.00 – per address
Overdraft Funds Paid Charge$32.00 – per item presented
Nonsufficient Funds Return Charge$32.00 – per item presented
Uncollected Funds Charge$32 – per item presented
1st Continuous Overdraft Charge$5.00
Recurring Overdraft Charge$5.00
Overdraft Linked Account Transfer Fee$5.00 – per occurrence
Paper Statement (not applicable when accessing eStatements through eBanking)$5.00 per statement cycle on accounts opened on or after 10/26/20
Scheduled or Excess Transfer$5.00 – one time set up fee
Returned/Reprocessed Item Handling Fee$7.50
Returned/Reprocessed Item Handling Fee – to different address$10.00
Returned/Reprocessed Item Handling Fee – Special Handling$10.00
Statement Copy$5.00 – per statement
Stop Payment Fee$30.00

Safe Deposit Boxes

Only available at the Bethesda branch

Size 2 – 3 x 5$50.00 – per year
Size 3 – 5 x 5$75.00 – per year
Size 4 – 3 x 10$100.00 – per year
Lost Key Fee$25.00
Drilling Fee$150.00

Fees Cont.

Wire Transfer – Incoming Domestic$10.00
Wire Transfer – Incoming International$15.00
Wire Transfer – Outgoing Domestic$25.00
Wire Transfer – Outgoing International$35.00
Wire Transfer – Tracer$20.00