FEE SCHEDULE AND RELATED CHARGES
The following is a list of standard charges and fees in connection with Congressional Bank accounts
Effective: April 25, 2016
Revised: May 5, 2017
Account
| Account Closing (within 90 days of opening) (Checking, Savings and Money Market) | $10.00 |
| Account Research of Reconciliation (Includes information needed for a subpoena) | $50.00 – per hour |
| Account Verification (Per account, no charge for CD or closed accounts) | $15.00 |
ACH
| Initial Set up Fee | $100.00 |
| Monthly Maintenance Fee | $10.00 |
| Return Item Processing | $2.00 |
| Manual Settlement Entry | $10.00 |
| Received Credit | $0.15 |
| Received Debit | $0.12 |
| FEDI Addenda | $1.00 |
| FEDI Statement | $1.25 |
Fees Cont.
| ATM/Debit Replacement Card | $10.00 (First replacement is no charge) |
| ATM / Debit Card Expiated Shipping | $25.00 |
| Cash – per $1,000.00 Deposited | $1.25 |
| Currency – per $1,000.00 Supplied | $1.50 |
| Cashier’s Check | $10.00 |
| Check Copies | $5.00 – each |
| Check Printing Charges – printed by Deluxe | $60.00 & up* (Depending on the check type ordered) |
| Coin per roll supplied | $0.23 |
| Coin rolling | $0.25 – per roll |
| Credits – assessed on comme3rcial accounts when monthly minimum balance requirement is not met | $0.10 |
| Credits via RDC – assessed on commercial accounts when monthly minimum balance requirement is not been met | $0.09 – per item |
| Currency – per $1,000 Deposited or Supplied over $15,000 in one day | $1.50 |
| Debits – assessed on commercial accounts when monthly minimum balance requirement is not met | $0.15 – per item |
| Deposit Correction | $5.00 – per deposit |
| Dormant Account | $5.00 – per month |
| Escheatment Fee | $30.00 – at the time of Escheatment |
| Excess Activity Fee (Money Market Accounts) | $20.00 (Per item, for transfers/withdrawals in excess of stated limits) |
| Foreign Item Deposit Fee | $20.00 – per item |
| Legal Process | $100.00 – per order (Levies, Attachments, Garnishments) |
| Lockbox | $150.00 – setup fee $60.00 – monthly fee |
| Maintenance Fee (DDA Account) | $10.00 |
| Maintenance Fee (Savings Account) | $5.00 |
| Multiple Address for statement delivery | $10.00 – per address |
| Overdraft Funds Paid Charge | $32.00 – per item presented |
| Nonsufficient Funds Return Charge | $32.00 – per item presented |
| Uncollected Funds Charge | $32 – per item presented |
| Positive Pay | $150.00 – setup fee $60.00 – monthly fee |
| 1st Continuous Overdraft Charge | $5.00 |
| Recurring Overdraft Charge | $5.00 |
| Recurring Transfer (Internal/External) | $5.00 – one time set up fee |
| Overdraft Linked Account Transfer Fee | $5.00 – per occurrence |
| Paper Statement (not applicable when accessing eStatements through eBanking) | $5.00 per statement cycle on accounts opened on or after 10/26/20 |
| Scheduled or Excess Transfer | $5.00 – one time set up fee |
| Remote Deposit Capture | $250.00 –setup fee $60.00 – monthly $0.09 – per item |
| Repurchase Agreement Account | $150.00 – setup fee $75.00 – monthly |
| Returned/Reprocessed Item Handling Fee | $7.50 |
| Returned/Reprocessed Item Handling Fee – to different address | $10.00 |
| Returned/Reprocessed Item Handling Fee – Special Handling | $10.00 |
| Statement Copy | $5.00 – per statement |
| Stop Payment Fee | $30.00 |
Safe Deposit Boxes
Only available at the Bethesda branch
| Size 2 – 3 x 5 | $50.00 – per year |
| Size 3 – 5 x 5 | $75.00 – per year |
| Size 4 – 3 x 10 | $100.00 – per year |
| Lost Key Fee | $25.00 |
| Drilling Fee | $150.00 |
Fees Cont.
| Sweep Account | $150.00 – setup fee $75.00 – monthly |
| Uncollected Funds (per item presented) | $32.00 |
| Wire Transfer – Incoming Domestic | $10.00 |
| Wire Transfer – Incoming International | $15.00 |
| Wire Transfer – Outgoing Domestic | $25.00 |
| Wire Transfer – Outgoing International | $35.00 |
| Wire Transfer – Notification | $5.00 |
| Wire Transfer – Tracer | $20.00 |
| Zero Balance Account / Sweep | $150.00 – setup fee $75.00 – monthly |
Non-Profit Accounts
When an aggregate average balance of 1000,00 is maintained in the Non-Profit Checking, Non-Profit Money Market , and Non-Profit CB, then all fees will be waived exclusive of Overdraft Funds Paid Charge & Non-sufficient Funds Return Charges and Recurring Overdraft Charge.