Congressional Bank

High Yield CDs

Congressional Bank is pleased to offer three signature online CD specials. Open High Yield CDs in less than 5 minutes through our Secure Online Account Opening Portal. These specials are only available for personal CDs opened online. Visit one of our branches to open other term CDs.

Click Here to Find Answers to Frequently Asked Questions. You can also call or email us at 301-978-3290 or onlinecdsupport@congressionalbank.com.

Term12 Month24 Month60 Month
Rate (APY)12.52% (2.55%)42.76% (2.80%)4 3.05% (3.10%)4
Minimum Deposit$25,000$25,000$25,000
FDIC Insured2
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Free Online Banking3
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1 Annual Percentage Yield (APY) is accurate as of 5/20/19. Funds deposited from outside Congressional Bank are required. Minimum of $25,000 is required to open and earn the APY. A penalty may be imposed for early withdrawal. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal may reduce earnings. Fees may reduce earnings. Limited time offer. Rates are subject to change at any time.
2 All CDs are insured up to the applicable FDIC limits.
3 Please note that you will be automatically enrolled for online banking once your CD account has been opened. You will receive new online banking credentials via secure email. General disclosure: Please be advised that Congressional Bank’s online account openings are maintained by third-party providers not affiliated with Congressional Bank. Congressional Bank provides and is responsible for the content, service and overall website content available on the third-party website. When you click on the “Open Now” link, you will be redirected to a third-party website maintained by Congressional Bank. Our privacy and other policies apply to this linked website. See Certificate of Deposit for more details about our CD accounts.
4 A penalty may be imposed for early withdrawal. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal may reduce earnings. Fees may reduce earnings. Limited time offer. Rates are subject to change at any time.

Refer to Schedule of Fees for other charges that may apply.