Deposit Accounts

Personal Checking Personal NOW Checking Statement Savings Personal Money Market
Check Writing Access
(limited to 6 per month)
Pays Interest*
Call for Current Rates
Monthly Maintenance Fee $10 $10 $5 $10
Minimum balance requirement to waive monthly maintenance fee** $500 $1,500 $250 $2,500
Withdrawal Transaction Limits (not including teller and ATM transactions) 6 per month 6 per month
Statement Cycle Monthly Monthly Quarterly Monthly
Congressional Bank Debit & ATM Card
Free "Anywhere" ATM withdrawals per month*** 7 7 7 7
Free Online Banking with Bill Pay
E-Statements Available
Mobile Banking with Mobile Deposit
* Interest is calculated daily and credited monthly with the exception of Statement Savings which is credited quarterly
** Calculated based on daily average collected balance
*** Congressional Bank fees and other banks fees are credited back to customer account. Effective September 1, 2014, all accounts will receive 7 Free "Anywhere" ATM withdrawals per month.Refer to Schedule of Fees for other charges that may apply.

Certificate of Deposit Individual Retirement Accounts (IRA) Traditional/ Roth/ SEP
Description Variable and fixed interest rate options available for a variety of account terms Variable and fixed interest rate options available for a variety of account terms*
Terms 3 - 60 Months 3 - 60 Months
Pays Interest*
Call for Current Rates
Calculated using daily balance method, paid as frequently as monthly, but at least once a year Calculated using daily balance method, paid as frequently as monthly, but at least once a year
Minimum balance required to open $1,000 $1,000
Withdrawal Limitations Early withdrawal penalties may apply Early withdrawal penalties may apply
Online Banking
e-Statements
Automatic Renewal Yes (7 day grace period) Yes (7 day grace period)
* Additional restrictions apply. Please visit www.irs.gov for more information.  General disclosure (3rd party websites of which the Bank has no control): Please be advised that Congressional Bank does not provide, and is not responsible for, the product, service, or overall website content available on a third-party website. When you click on a link, you will be redirected to a third-party website not maintained by Congressional Bank. Our privacy polices do not apply to linked websites. For more information, please consult the privacy and other disclosures located on the relevant third-party website.

Contact a banker for more information.