Credit Cards

Visa Platinum Rewards

  • Low variable APR of Prime + 9.74% on purchases and balance transfers
  • No Annual Fee
  • Promotional Balance Transfer Offers
    • Introductory offer of 0% APR for 6 months on purchases and balance transfers
      • Customers will not receive a 3% balance transfer fee if they make a balance transfer during the first 6 Months the card is open.
    • An alternate offer of 1.9% APR for 12 months on balance transfers with a 3% fee which is available through the service center.
  • Rewards Program - no monthly or annual point cap on the amount of points cardholders can earn.
    • Cardholder receives 1,000 bonus points at account opening
    • Earn 1 point per dollar on qualified purchases
    • Earn 2 points for each dollar of interest billed
    • Earn 1 point per dollar in balance transfers
    • Earn bonus rewards points with Merchant Funded rewards
    • Redeem points for merchandise, travel, sporting events, concerts, gift cards, account credit and even donate your points to charity.
  • Low variable APR of Prime + 13.74% on cash advances
  • Visa’s Zero Liability fraud protection
  • Online account access to view transactions, make payments and track reward points.
  • Warranty Manager Services at no additional cost
    • Warranty Manager’s registration service helps you take full advantage of your warranties. This feature offers Extended Warranty Protection that doubles the free repair period under the original manufacturer’s written U.S. repair warranty up to one (1) additional year on eligible warranties of three (3) years or less when an item is purchased entirely with your eligible Visa card.
  • Travel Assistance Services at no additional cost
    • Help when you don’t know where to turn. You can count on a wide range of Visa emergency services available whenever and wherever you need them, 24 hours a day, 365 days a year. Visa will make every reasonable effort to respond when you have an emergency—even if you need assistance beyond the services listed.
  • $500,000 Travel Accident Insurance at no additional cost
    • When certain terms and condition are met, Visa will reimburse you for damage due to collision or theft up to the actual cash value of most rental vehicles.
  • Free additional cards for authorized users
  • Convenient cash access at thousands of ATMs
  • Late fee is $15 to $39 depending on the amount of new balances.