|FACTS||WHAT DOES CONGRESSIONAL BANK DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Congressional Bank chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Congressional Bank share?||Can you limit this sharing?|
|For our everyday business purposes -- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes -- to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||No|
|For our affiliates’ everyday business purposes -- information about your transactions and experiences||No||No|
|For our affiliates’ everyday business purposes -- information about your creditworthiness||No||No|
|For our affiliates to market to you||No||No|
|For nonaffiliates to market to you||No||No|
|Who is providing this notice?||Congressional Bank|
|What we do|
|How does Congressional Bank protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also restrict access to customers’ personal information to only those Bank employees needing to know this information to provide you with products and services. Every Bank employee is required to respect and safeguard the confidentiality of all customer information.
|How does Congressional Bank collect my personal information?||
We collect your personal information, for example, when you:
We also collect your personal information from other companies.
|Why can’t I limit all sharing?||
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. Under Maryland state law, banks cannot disclose to any person any financial record relating to a customer unless 1) you authorize us to disclose that information 2) we receive a court order pertaining to guardianship of property or person of the customer 3) the customer is deceased and the court has appointed an administrator of the estate 4) we receive a request notice or subpoena from the Department of Human Resources and/or Comptroller for determining eligibility for public assistance, for child support enforcement, and/or for properties subject to a tax lien.
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies. Congressional Bank does not share with our affiliates.|
|NonAffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies. Congressional Bank does not share with nonaffiliates so they can market to you|
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Congressional Bank doesn’t jointly market.|